241 Bank Street, Chesapeake City, MD 21915-1016 $950,000

Interior Sq. Ft: 5,487
Acreage: 0.09
Age:166 years
Style:
A-Frame
Mobile#: 2759
Subdivision: None
Design/Type:
Detached
Description
This stunning six-bedroom, five-and-a-half bath, completely restored historic home is on the North side of Chesapeake City and has water views from three levels. The sale includes a turn-key income-producing Cottage home currently used as an Air B & B that comes fully stocked and furnished. The Schaffer family once used this immaculate 1859 home as the pilot house for the boat captains who took the ships up and down the canal. The cottage house was formerly the cookhouse for the pilot house. The main house consists of 4711 Square feet of living space. As you enter the home, you are greeted by a foyer and powder room that leads to an extra-large dining room with new hardwood flooring. This space leads to a new open design kitchen to the right with luxury vinyl plank flooring, Exquisite Luxury line Montgomery quartz countertops, classic subway backsplash, stainless kitchen aid appliances, smart GE café double over, induction cooktop with exhaust, and soft-closing cabinets. This space has sliders that lead to the fully fenced backyard courtyard. Off the dining room is a bright sunroom with an electric fireplace that the sellers use as a 2nd dining room space. This could easily be decked out as a sunroom or small family room. To the left of the main dining room is a large yet cozy family room with a brick fireplace, built-ins, and French doors to the front porch with water views. The entire home has fresh, professional paint and new carpeting throughout. Heading upstairs to the 2nd level is a bright loft area/sitting room with decks on both sides. On this level, we have three bedrooms and three bathrooms. Bedroom #2 has a large sitting room, a private full bath, and a private water view deck; this bedroom could be used as a second Primary bedroom as well. There are also two additional bedrooms, #3 and #4, and two full baths. Bedroom #3 has a private bath, and Bedroom #4 has a private water view deck, and a large laundry room completes this level. Heading upstairs to the third level, there are three bedrooms and two full baths. The primary bedroom has a full 4-piece bath and a private water-view deck. Bedrooms #5 and #6 share a hall bath with a skylight. Bedroom #5 also has a private water-view deck. The Carriage house is a gorgeous one-bedroom, one-bathroom 776 776-square-foot home with a fully functioning kitchen, ceramic floor, electric fireplace, full bath, and laundry. Upstairs are an adorable family room and a bedroom. This income-producing unit is fully booked through 2025 and is being sold fully stocked with existing furniture and supplies. The seller offers the website, domain & LLC for sale at an extra fee. The Property is zoned VC for Village Center, allowing Residential or commercial use. This home could easily be a Bed & Breakfast with an owner suite in the Carriage house, or remain in its current use. The cottage could be used for short-term rentals (current use) or a MIL Suite or adult child residence.
Half Bath: 5 X 7 - Main
Dining Room: 16 X 22 - Main
Sun/Florida Room: 11 X 24 - Main
Family Room: 15 X 31 - Main
Kitchen: 12 X 23 - Main
Loft: 11 X 24 - Upper 2
Bathroom 2: 6 X 9 - Upper 2
Bedroom 2: 15 X 18 - Upper 2
Sitting Room: 12 X 13 - Upper 2
Bathroom 3: 7 X 10 - Upper 2
Laundry: 6 X 9 - Upper 2
Bedroom 4: 15 X 13 - Upper 2
Full Bath: 8 X 7 - Upper 2
Primary Bed: 17 X 20 - Upper 3
Primary Bath: 10 X 13 - Upper 3
Bedroom 5: 13 X 15 - Upper 3
Full Bath: 10 X 11 - Upper 3
Bedroom 6: 15 X 17 - Upper 3
Home Assoc: No
Condo Assoc: No
Basement: Y
Pool: No Pool
Features
Water
Water Oriented: Yes; Water Front: Yes; Water Access: Yes; Water Body Name: C & D Canal; Water Body Type: Canal; Waterfront: Boat/Launch Ramp - Public; Types of Use: Boat - Powered; # of Docks: 0; Navigable: Yes;
Utilities
Forced Air Heating, Zoned Heating, Propane - Leased, Ceiling Fan(s), Central A/C, Electric, Hot Water - Electric, Public Water, Public Sewer, 200+ Amp Service, Upper Floor Laundry, Cable TV
Garage/Parking
Driveway, On Street
Interior
Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Traditional, Basement Connecting Stairway, Interior Access Basement, Carpet Flooring, Ceramic Tile Flooring, Hardwood Flooring, Luxury Vinyl Plank Flooring, Brick Fireplace, Cathedral Ceilings, Dry Wall, Double Pane Windows, Vinyl Clad Windows, French Doors, Storm Doors
Exterior
Block Foundation, Asphalt Roof, Shingle Roof, Aluminum Siding, Vinyl Siding, Balconies- Multiple, Brick Porch/Deck, Deck(s), Patio(s), Porch(es), Extensive Hardscape, Exterior Lighting, Flood Lights, Sidewalks
Lot
Canal, Canal View, Water View, Rear Fence
Select a school from the following list. Schools are grouped by school type.
The schools on this list are selected by their proximity of up to 5 miles to the property address.
Proximity does not guarantee enrollment eligibility. Please contact the school directly for more information on enrollment requirements.
* If there are more than 5 schools of any type within a close proximity, click on the button to see additional schools of that type near the search address.
Public Elementary (4 schools)
School | District | Grades | Place | Distance |
---|---|---|---|---|
Chesapeake City Elementary | Cecil County Public Schools | Preschool–5 | Chesapeake City | 1.8 mi |
Loss (Olive B.) Elementary School | Appoquinimink School District | 1–5 | Bear | 4.26 mi |
Holly Hall Elementary | Cecil County Public Schools | Preschool–5 | Elkton | 4.34 mi |
Elk Neck Elementary | Cecil County Public Schools | Preschool–5 | Elkton | 4.73 mi |
Public Middle (1 schools)
School | District | Grades | Place | Distance |
---|---|---|---|---|
Bohemia Manor Middle | Cecil County Public Schools | 6–8 | Chesapeake City | 1.65 mi |
Public High (1 schools)
School | District | Grades | Place | Distance |
---|---|---|---|---|
Bohemia Manor High | Cecil County Public Schools | 9–12 | Chesapeake City | 1.71 mi |
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This report is a detailed community overview for Chesapeake City (21915), Maryland.
Community Quick Facts
- Average travel time to work for people in this community: 31
- Average salary of people in this community: $57,446
Community Summary
- Population Density (ppl / mile): 98
- Household Size (ppl): 2.50
- Households w/ Children: 52%
Housing Inventory
- Owned: 857 (60.1%)
- Rented: 318 (22.3%)
- Vacant: 252 (17.7%)
- Total: 1,427
Population Demographics
The population of the community broken down by age group. The numbers at the top of each bar indicate the number of people in the age bracket below.
Climate and Weather
The Temperature chart displays average high and low values for January and July, and is designed to provide an indication of both seasonal and daily temperature variability. The Weather Risk Index indicates the calculated risk of each type of weather event occurring in the future. This risk is based on historical localized storm events and weather patterns. The national average for each type of weather event equals a score of 100, so a score of 200 would represent twice the risk as the national average, and a score of 50 would represent half the risk of the national average.
Temperature
Education
Highest Level of Education Attained
- Less than 9th Grade: 3.7%
- Some High School: 9.2%
- High School Graduate: 32.7%
- Some College: 20.3%
- Associate Degree: 8.5%
- Bachelor's Degree: 15.2%
- Graduate Degree: 10.3%
Income by dollar range
Median Income: $82,454
Fair Market Rents
The Fair Market Rents show average gross rent estimates based on figures provided by the U.S. Department of Housing and Urban Development (HUD).
- One Bedroom: $583
- Two Bedroom: $1,154
- Three Bedroom: $1,161
© 2025 LiveBy. All Rights Reserved.
Contact Information
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or call me now at 302-239-8919
Listing Courtesy of: Patterson-Schwartz Real Estate , (410) 885-1606, amber@psre.net
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Information Deemed Reliable But Not Guaranteed.
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Listing data as of 3/14/2025.
Broker Compensation
An offer of broker compensation or seller concession is not a guarantee. All compensation offers and concessions are negotiable and subject to written agreement between the parties. Please consult with your real estate agent for more information.